tag:blogger.com,1999:blog-5414957110325310952.post641934560660986485..comments2024-03-07T00:23:26.870-08:00Comments on Croft's Wanderings: Cloned!Crofthttp://www.blogger.com/profile/17634815881045387152noreply@blogger.comBlogger20125tag:blogger.com,1999:blog-5414957110325310952.post-65786809615869552242015-01-17T18:35:04.948-08:002015-01-17T18:35:04.948-08:00All amounts were even dollars so they must have be...All amounts were even dollars so they must have been cash advances. Where do you go to get two $4000 cash advances from the same place minutes apart? It is almost like they have an accomplice.Crofthttps://www.blogger.com/profile/17634815881045387152noreply@blogger.comtag:blogger.com,1999:blog-5414957110325310952.post-12050959594387668142015-01-17T17:42:43.976-08:002015-01-17T17:42:43.976-08:00It is a sad fact to know that the perpetrators act...It is a sad fact to know that the perpetrators actually get away with the goods purchased with stolen loot. Fraud cost us consumers an awful lot of money. <br /><br />At least you are not stuck with the tab....but it is sure disconcerting. When I purchase fuel, I only leave my license with the attendant; never the credit card.René and Jeanette Genereuxhttps://www.blogger.com/profile/09166865264538146835noreply@blogger.comtag:blogger.com,1999:blog-5414957110325310952.post-85665120038127892362015-01-17T11:16:41.113-08:002015-01-17T11:16:41.113-08:00They got this one really fast as all the charges (...They got this one really fast as all the charges ($4000, $4000, $150, $150, $100) were made the same day they phoned me.<br />Crofthttps://www.blogger.com/profile/17634815881045387152noreply@blogger.comtag:blogger.com,1999:blog-5414957110325310952.post-72218775361279170782015-01-17T10:01:37.313-08:002015-01-17T10:01:37.313-08:00We have a notification text/email sent anytime our...We have a notification text/email sent anytime our card is used for $100 or more. But my experience has also been that the credit card companies are pretty much on top of things when it comes to fraud. They are apt to recognize it faster than we are. When we are traveling, we do make it a point to check our credit card charges 1-3 times a week. You especially need to watch first for charges under $10 as that is how the scammers do a test run to see if the card is good.Betsy Brownhttps://www.blogger.com/profile/07454972916460790510noreply@blogger.comtag:blogger.com,1999:blog-5414957110325310952.post-43168963492458300822015-01-17T07:09:05.624-08:002015-01-17T07:09:05.624-08:00I know what you mean Al. We once had a lawyer frie...I know what you mean Al. We once had a lawyer friend who made the down payment on a house with his high limit credit card.Crofthttps://www.blogger.com/profile/17634815881045387152noreply@blogger.comtag:blogger.com,1999:blog-5414957110325310952.post-6846455042384936982015-01-17T07:07:03.180-08:002015-01-17T07:07:03.180-08:00I don't think anyone is immune George, if you ...I don't think anyone is immune George, if you use your card lots it will probably happen. Luckily we are protected by the banks who want us to continue using their cards.Crofthttps://www.blogger.com/profile/17634815881045387152noreply@blogger.comtag:blogger.com,1999:blog-5414957110325310952.post-52579305686241429172015-01-17T07:04:25.010-08:002015-01-17T07:04:25.010-08:00Emailed comment from Al:
One thing that gives me ...Emailed comment from Al:<br /><br />One thing that gives me a bit of comfort is that a few years ago I lowered the credit limit on all my credit cards. I found that the bank had progressively bumped up the limit to the point that I could almost go out and buy a new car with one card. This way if the card is hijacked then it would be shut down quicker.<br /><br />It isn't a problem, if I approach the lower limit due to a shopping binge I can pay it earlier with web banking to give me some head space (although I never like to pay a bill "before it's time"!).<br />Crofthttps://www.blogger.com/profile/17634815881045387152noreply@blogger.comtag:blogger.com,1999:blog-5414957110325310952.post-86520467510803438992015-01-17T03:42:33.606-08:002015-01-17T03:42:33.606-08:00Nice that they caught the problem and can resolve ...Nice that they caught the problem and can resolve it for you. Hope we never have an issue.our awesome travelshttps://www.blogger.com/profile/13031755671050584629noreply@blogger.comtag:blogger.com,1999:blog-5414957110325310952.post-71404890733497379562015-01-16T16:50:50.655-08:002015-01-16T16:50:50.655-08:00Nothing but the best for our friends Chris!Nothing but the best for our friends Chris!Crofthttps://www.blogger.com/profile/17634815881045387152noreply@blogger.comtag:blogger.com,1999:blog-5414957110325310952.post-76339830939282321952015-01-16T16:48:47.551-08:002015-01-16T16:48:47.551-08:00Kevin, you beat me to it! Croft, glad to know all...Kevin, you beat me to it! Croft, glad to know all the charges will be removed. BTW, Montreal was a blast, thanks :)living.boondockingmexicohttps://www.blogger.com/profile/17157433834193440923noreply@blogger.comtag:blogger.com,1999:blog-5414957110325310952.post-71707780650604148672015-01-16T14:22:50.953-08:002015-01-16T14:22:50.953-08:00Our Dutch friends get an international text messag...Our Dutch friends get an international text message from their bank every time a charge is made to their card. They used it to pay for a meal when we were with them and about 45 seconds later she got the text message. European banks are WAY ahead of us!<br />Crofthttps://www.blogger.com/profile/17634815881045387152noreply@blogger.comtag:blogger.com,1999:blog-5414957110325310952.post-84581631429453654072015-01-16T14:18:22.562-08:002015-01-16T14:18:22.562-08:00Not enough incentive. Wow!Not enough incentive. Wow!Crofthttps://www.blogger.com/profile/17634815881045387152noreply@blogger.comtag:blogger.com,1999:blog-5414957110325310952.post-79324250247351340732015-01-16T14:16:57.544-08:002015-01-16T14:16:57.544-08:00Not much further to go before they maxed out the c...Not much further to go before they maxed out the card so they did pretty good for themselves.Crofthttps://www.blogger.com/profile/17634815881045387152noreply@blogger.comtag:blogger.com,1999:blog-5414957110325310952.post-46042006299521687082015-01-16T14:15:59.324-08:002015-01-16T14:15:59.324-08:00You can bet they will get off!You can bet they will get off!Crofthttps://www.blogger.com/profile/17634815881045387152noreply@blogger.comtag:blogger.com,1999:blog-5414957110325310952.post-90315504554890354242015-01-16T14:14:21.705-08:002015-01-16T14:14:21.705-08:00I think it is worse in the US.
I think it is worse in the US.<br />Crofthttps://www.blogger.com/profile/17634815881045387152noreply@blogger.comtag:blogger.com,1999:blog-5414957110325310952.post-91184270932669555172015-01-16T13:47:59.010-08:002015-01-16T13:47:59.010-08:00Oh c'mon...I thought bad stuff like that only ...Oh c'mon...I thought bad stuff like that only happens when you use a credit card in third world countries like Mexico. Kevin Readhttps://www.blogger.com/profile/05795747155781311686noreply@blogger.comtag:blogger.com,1999:blog-5414957110325310952.post-34106230252136962872015-01-16T12:40:07.140-08:002015-01-16T12:40:07.140-08:00WoW! That's crazy. Good thing they find these ...WoW! That's crazy. Good thing they find these things out ..... Guess the culprit gets off....Teresa Johannesma Woodhttps://www.blogger.com/profile/04452415576469118219noreply@blogger.comtag:blogger.com,1999:blog-5414957110325310952.post-39034639459248109942015-01-16T12:39:15.369-08:002015-01-16T12:39:15.369-08:00$8500 in four days is a real spending spree. By t...$8500 in four days is a real spending spree. By the time the bank cancels the account they have lots of goods already. Sure seems like a profitable deal, unless they are caught.Billhttps://www.blogger.com/profile/10426646958382800630noreply@blogger.comtag:blogger.com,1999:blog-5414957110325310952.post-10970738799346531292015-01-16T12:29:53.568-08:002015-01-16T12:29:53.568-08:00Chip and Pin Technology has been in Canada for man...Chip and Pin Technology has been in Canada for many years now. Unfortunately the card can still be used for on line transactions that don't require the Chip/Pin only the numbers and the three "magic" numbers on the back. It's quite easy to clone a card actually, sometimes it's done at the card reader (like what happened to me at a gas station in Edmonton) and you don't even know it's happening. The amount of money that the bank loses isn't enough for them to change things, it would actually cost more for the USA to adopt chip and pin technology than to pay out the fraudsters so they don't bother for now. I think the last ratio I read was about 5% of all profits is lost to fraud. Not enough to act I suppose.<br />Sucks about this though, hopefully you will get a new card soon!<br /><br />KarynKaryn-Leehttps://www.blogger.com/profile/12441864113888457036noreply@blogger.comtag:blogger.com,1999:blog-5414957110325310952.post-61435509607322781592015-01-16T11:39:08.853-08:002015-01-16T11:39:08.853-08:00I have a European type 'chipped' card that...I have a European type 'chipped' card that I charge with, it is supposedly impossible to clone. We'll see... normhttps://www.blogger.com/profile/04651902762232427335noreply@blogger.com